Upgrading 3D Secure system

Keywords: , ,

The Challenge

In early 2023, our client in Egypt was upgrading 3D Secure infrastructure to the latest version of EMVCo. standard, adding support for RBA and frictionless authentication principles. At the time, our client was using an old version 1 standard. This old technology is incompatible with modern digital platforms, both security-wise and user experience-wise. 

D8 Corporation was chosen by our client as a reputable partner with a solid operational history, with EMVCo. certified acquiring 3D Secure components and experience in implementing 3D Secure projects in the past. In addition, our client needed a partner to offer the solution under the SaaS commercial model. 

Solution We Offered

We offered our standard EMV ACS component, which is part of our 3D Secure Solution. EMV ACS is an EMVCo. certified 3D Secure version 2 issuing-side component, incorporating all of the RBA features of the 2-nd 3D Secure version – RBA engine, processing more than 100 different transaction parameters to determine if an authentication challenge for a particular transaction is required, configurable authentication screens that can be customized to each organization’s branding requirements, and other features. Our ACS component makes upgrading 3D Secure to version 2 seamless, since it includes all the necessary components. 

EMV ACS uses standardized interfaces for integrating with Directory Servers and acquiring-side 3D Secure components in the 3D Secure ecosystem. Within this project, D8 Corporation supplied a 3D Secure Solution core module with 3DS Server components and plugins for native integration of 3D Secure authentication requests into merchants’ websites. 3D Secure Solution was provided as a SaaS solution and it allowed our client to launch the solution quickly, and upscale it later as necessary, without incurring huge upfront CAPEX costs.

D8 Corporation team also supported our client throughout project end-to-end certification in payment networks and during integration and testing with merchants.

shape-down-purple

The Results

  • Successfully migrated from EMVCo.ver.1 to ver.2
  • Successfully launched ED Secure as-a-service

Technologies that were used in this project

Java
Docker
Podman
React.JS
PostgreSQL

Have a similar business case?

Let’s Discuss It
case studies

See More Case Studies

Digital Fraud Georgia
StrongHold Fraud Prevention Platform

Deploying a digital fraud prevention solution for an international banking group in Georgia

In 2023, our client, a Georgian subsidiary of an international banking group, recognized the need to enhance their fraud prevention processes to mitigate the rising threat of digital fraud. Our client was looking for a flexible platform, with modern and scalable architecture, built using a digital-first approach.

Project results:
✔︎ Real-time alerts on any suspicious activity patterns
✔︎ Timely reporting of any suspicious activity to FMS

Learn more
GPay Bishkek
Tokenization Platform

Helping a bank in Kyrgyzstan to tokenize their cards using GPay

In 2023, a well-known bank in Kyrgyzstan made the strategic decision to offer their cards in digital form through the GPay wallet. After careful consideration, they selected D8 as their preferred partner due to our extensive experience in tokenization systems and a successful track record of tokenization projects.

Project results:
✔︎ Launched an integration with GPay
✔︎ The bank became one of the first in the country to offer their cards in Google Wallet

Learn more
AML Saas case study
Anti Money Laundering Platform

Delivering an AML SaaS solution for a UK startup

In late 2022, a UK-based startup was looking for a KYC, Risk Scoring and Payments monitoring solution vendor, who could supply such a system under SaaS model. Our client chose D8 due to our flexibility and willingness to offer SaaS commercial model.

Project results:
✔︎ Full compliance with FCA requirements for screening & reporting
✔︎ Successfully avoided upfront CAPEXes with the SaaS model

Learn more
Contact us

Let's start working on your project ASAP!

We’re happy to answer any questions you may have and help you choose a solution that fits your current needs the best. 

Call us at: +371 67 473 940
Your benefits:
  • Personal attention
  • Lower TCO
  • Industry-specific competencies
  • Project successful completion guarantee
  • Flexible project implementation approach
  • Full transparency and no hidden costs
What happens next?
1

We schedule a call at your convenience 

2

We evaluate your current needs and define the project vision and goals

3

We conduct a solution demo, prepare a proposal, and everything beyond

Schedule a commitment-free call